Membership
Over the past 5 years KCCU has repaid members over $1,000,000 cash back in the form of Dividends on Ownership Shares, Dividends on Savings, Loan Interest Rebates and EVEN (unheard of) Service Charge rebates! The average member gets back $30 - $120 a year – JUST FOR BEING A MEMBER. Members of credit unions have generally been regarded as progressive individuals who want the best possible service for all of their financial and banking needs and believe strongly that they can feel good about their finances in a like-minded organization. Kingston Community Credit Union understands. Ethics and Financial Strength.

Strength and Stability
Over 11,000 members can’t be wrong! Starting back in 1957 with volunteers as a small closed bond credit union, KCCU now has over $80,000,000 in assets under administration employing 35 people from our community. KCCU has met and exceeded all of its regulatory requirements for capital adequacy, interest risk management, liquidity, governance, and social responsibility. It has market capitalization of over $6.1 Million controlled solely by its members in excess of its peers. It is regarded as one of the leading credit unions in the province and across the country. At Kingston Community Credit Union deposits are insured up to $100,000. “For further information on deposit insurance coverage, please ask for a brochure at the credit union, or call DICO at 1-800-268-6653 or www.dico.com

A Different Approach – Financial Co-operatives
Kingston Community Credit Union (KCCU) is a democratic financial co-operative. Like most co-operatives, The Board of Directors is elected from the membership and has a say in the direction of the credit union. Members may attend the Annual Meeting each year to participate and vote on dividends, by-laws, directors and to get informed about the credit union’s activities over the past year. KCCU offers a complete line of financial products and services to help you meet your financial goals. Join KCCU today and start enjoying the benefits of your membership! Once you join Kingston Community Credit Union, you can belong for life. All members are welcome to continue using all of our services even if they move, change jobs, or retire.

Be Part of the Co-operative Movement
Belonging to Kingston Community Credit Union, a financial co-operative, means that you will be part of the growing co-operative movement. Co-operatives are based upon the idea of maximizing benefit, rather than profit. Banks generate money (profit) for investors who purchase bank stock. Credit Union members have an institution that works to maximize the things they value in their lives and in their community. Credit unions maximize benefit according to co-operative principles and its mission statement. The assumption is that there is strength in mutual self-help and that the co-operative has a collective responsibility for the well being of its members. In addition, individual co-operatives strive to create a united co-operative movement, by working with other co-operatives, to improve the collective well being. A great place to bank for all the stages of our lives and the lives of the people we care about – our families and friends.

Be part of a Caring Community
Kingston Community Credit Union has made a long-term corporate commitment to charitable giving of a minimum of 1% of our pre-tax annual income. KCCU donated approximately 25% of its income in 2007! Your Credit Union has averaged 4-6% over the past ten years and has won several prestigious awards such as The Ontario Credit Union Charitable Foundation's Corporate Award for Outstanding Charitable Contribution (April 2008 and once before in 1999), The Nova Award for Innovation in Youth Involvement in addition to the awards our CEO has received for Lifetime Achievement in the Co-operative Movement, Distinguished Service to the Credit Union Movement, Social Responsibility and Mentorship. Caring in our community is a part of our fabric. Our children, friends and neighbours all live in our community and depend on corporate responsibility to promote co-operation, fairness, caring and compassion for the less fortunate. KCCU has had 28 years of 100 percent staff participation in the United Way as well as having fed and provided gifts for over 650 less fortunate member families with the staff’s Christmas Caring Program. For over 18 years the Credit Union has supported Co-operative Leadership in local schools with our “Leadership through co-operation” Scholarship. For more information on community involvement, please see our Community Involvement section.

Kingston Community Credit Union offers a variety of services available to all our members across Kingston:
Three Convenient locations in downtown Kingston, Kingston West  and Kingslake Plaza

Competitive rates on Loans, Mortgages and Lines of Credit

A variety of chequing and savings accounts 

Extended hours at all three branch locations

And much more!

Our web site puts banking at your fingertips and provides a variety of useful information to take the guesswork out of your next financial investment or purchase.

Whether you're saving or borrowing, we can help you achieve your financial goals. Call us for more information or Switch  today!

Click here to learn more about switching to KCCU